We provide rigorous scientific analysis and strategic management consulting to navigate complex property claims and technical disputes with absolute clarity.
Based in Satellite Beach, Florida, TBM Claims Adjusting, LLC represents the gold standard in management, scientific, and technical consulting services. We bridge the critical gap between raw technical data and actionable insurance claim strategies.
Our firm was founded on the principle that accurate claim resolution requires more than just estimation; it demands a forensic understanding of cause, origin, and policy adherence. We partner with carriers, corporations, and legal teams to dissect complex loss scenarios involving structural integrity, environmental factors, and mechanical failures.
Unlike generalist firms, we deploy a methodology rooted in scientific rigor. Whether addressing hurricane damage in the coastal regions or industrial machinery disputes, our team integrates engineering principles with claims management expertise.
We operate with complete autonomy and objectivity, ensuring that every report and recommendation we produce stands up to the highest levels of scrutiny. At TBM, we don't just adjust claims; we provide the technical clarity required to close them.
Our service portfolio is designed for complex environments requiring specialized knowledge.
We conduct deep-dive investigations into the root causes of loss events, distinguishing between pre-existing conditions and acute damage. Our reports utilize scientific data to substantiate coverage decisions and reserve accuracy. We provide definitive clarity on causation for disputed commercial and residential files.
Learn detailsOur team evaluates physical assets to identify vulnerabilities before a loss occurs, or to mitigate further damage post-event. By applying technical engineering principles, we help stakeholders understand the true exposure of their portfolios. This service is essential for high-value underwriting and loss control.
Learn detailsWe serve as objective technical consultants during the appraisal process or litigation support. Our role is to strip away subjective opinion and present irrefutable technical facts regarding the scope of damage. We provide the scientific leverage needed to reach fair and equitable settlements in stalled negotiations.
Learn detailsLocated in Satellite Beach, we possess intimate knowledge of Florida building codes, wind velocity implications, and the unique environmental stressors of the Space Coast region.
We reject guesswork. Every finding is backed by empirical data, photographic evidence, and technical citation, making our adjustments defensible in any venue.
Understanding that time is a critical factor in claims adjusting, we utilize streamlined workflows to deliver preliminary findings faster without sacrificing technical depth.
We follow a structured protocol to ensure consistency and accuracy in every file we handle.
We initiate with a comprehensive site inspection and document review to capture the raw data of the loss environment.
Our team correlates field findings with industry standards and policy language to construct a technically sound theory of loss.
We deliver a final, actionable report designed to resolve the claim, complete with detailed estimations and supporting exhibits.
Contact TBM Claims Adjusting today for professional management and scientific consulting services.